Terms of Use
Last updated September 2026
By using this website, operated by Nelly Santiesteban, Mortgage Loan Officer (NMLS #1808120), affiliated with ACE Florida Mortgage (Company NMLS #2384013), you agree to the following terms.
Informational Purposes Only
The content on this site, including the payment estimator, loan program descriptions, and process overview, is provided for general informational purposes only. It is not a loan quote, pre-approval, or commitment to lend, and does not constitute financial, legal, or tax advice.
Payment Estimator
The payment estimator calculates an approximate principal-and-interest payment only. It does not include property taxes, homeowners insurance, mortgage insurance, HOA fees, or other applicable costs, and actual payments, rates, and terms will vary based on individual qualification.
Third-Party Links
This site links to third-party services, including a secure loan application portal (my1003app.com) and social media platforms. We are not responsible for the content, accuracy, or privacy practices of those third-party sites.
Licensing
Nelly Santiesteban is a licensed Mortgage Loan Officer in the state of Florida, NMLS #1808120, operating through ACE Florida Mortgage, Company NMLS #2384013. Equal Housing Opportunity.
Changes to These Terms
These terms may be updated from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.
Contact
Nelly Santiesteban, Mortgage Loan Officer
NMLS #1808120
Phone: (786) 286-5906
Email: workwithnelly1@gmail.com